'where to' can determine 'how much' for car insurance

(NewsUSA) - Did you ever think that where you drive your car could determine your car insurance deductible? It did for Saint Andrew and Celeste Parker of Tulsa, Okla.

The Parkers were headed home from their hebdomadally church service when they hit a pipe in the road that damaged their tire. And while their usual deductible is $1,000, they walked away without paying a dime because they were on their way home from a religious service.

The Parkers' story may seem surprising, but client nationwide are adopting similar policies through GuideOne Insurance. FaithGuard policies, which offer added protection to drivers headed to and from faith-based events, more than doubled in 2006. The company has offered auto insurance, with special benefits for churchgoers, for two years, and the policies include people of all religions.

With the ever-increasing cost of fuel and other traveling expenses, it's no wonderment people are look for new ways to financially protect themselves and save on the road. The subject Highway Traffic Safety Administration's preliminary 2006 consequence estimated there were about 6 million auto accidents last year, which furthers the impression that auto traveling can be treacherous and expensive.

Weather woes can add another dimension to traveling. Rain, hail, snow and icy status not only addition the happening of accidents, but can also cause harm to vehicles, as was the case for Lou Bynum. Bynum, of Granite City, Ill., was at Christian church when a twister struck. His car, which sat vulnerably in the parking lot, sustained extensive damage-damage that was covered by his FaithGuard policy.

For GuideOne Insurance client who choose FaithGuard, the company also provides increased checkup coverage bounds, protection for religious tithing and mortgage and auto loan payments for those who become injured and can no thirster work due to an accident. Additionally, commemoration donations to the insured's religious establishment are made should a collision result in death.

So, the next time you get into your car, think about your destination-it just might save you money.

GuideOne Insurance is one of the nation's oldest, largest and most experienced insurers of churches, with more than 43,000 church customers located across the country. For more information on church insurance or special faith-based insurance benefits for churchgoers, visit www.guideone.com or call your local GuideOne agent.