Auto insurance myths debunked

Car coloring material affects your insurance premium

False. It doesn't matter if your car is blue, red, Ag, white, or black, your rate for that make and model will be the same.

2-doors cost more to insure than 4-doors

Not true. Insurers look at the price of the car, fix costs, theft frequence and its previous claims history when determining the rate-not the figure of doors.

Parking tickets will affect your insurance rate

Parking tickets do not count against your insurance, but unpaid fines might affect your ability to renew your driver's licence, or worse - consequence in a license suspension, which will affect your rate.

acquiring a speed ticket means your rates will go up

It depends. Your first minor speed ticket (typically anything under 45 km/h over the limit) will likely not affect your insurance rate. But get two or three and you'll likely pay more. Any quicker, like a major speed ticket or racing and your rates go up for sure.

It doesn't matter which insurance company you have insurance coverage with, you'll pay the same rate

No way. A simple visit to comparison instant online auto insurance quotes at www.kanetix.ca shows that auto insurance rates can vary well between insurers.

Drivers who don't shop about may be doing themselves a ill service, and finally paying a lot more than they have to for their insurance coverage.

Make sure you shop about for auto insurance quotes to make sure you are acquiring the insurance coverage you need at the best available price.