Car accidents happen closer to home than you may think

Where you live is an component that insurance companies use in the procedure of scene up your insurance rates. Auto insurance companies often look at how often car accidents and theft occur close to your home when determining your car insurance rates.

progressive tense asked 11,000 of its auto insurance policyholders who reported accidents in 2001 how close to home they were when the accident happened. Fifty-two percent reported they were five miles or less from home, and an astounding 77 percent reported they were inside 15 miles of home!

Typically, if you live in an accident-prone area, insurers will assume your risk is higher because most people do their drive near home.

Where Accidents Occur Most