Car Insurance

Auto insurance requirements vary from state to state and vary based on the use of your vehicle.  Our underwriters can help you locate the best insurance options for your specific auto insurance needs at affordable prices.  Flexible payment plans are also available.

Auto Liability Insurance – Auto liability insurance covers the damages incurred by another vehicle should you cause a collision.  This insurance will pay the owner of the damaged vehicle the cost of repair or replacement and includes medical payments within defined limits for the driver and any passengers in the auto with which you collide.  Auto liability insurance does not may for damages to your vehicle, only to the person whose vehicle was damaged by your vehicle.  Most liability policies will include legal aid should you be taken to court in a personal injury litigation situation.  Our underwriters can provide coverage no matter what state you reside, from the New York area, to Florida, across to mid-western states and all the way to California.  Our knowledge base allows us access to exactly what insurance is required for each state to keep your auto covered within the laws of your particular state.

Collision Insurance – Collision insurance provides protection to your vehicle should you hit another vehicle or damage your car in a one-car accident.  These policies often have a deductible amount which the insured must pay while the collision insurance policy covers the balance of the damage repair or replacement.  Be certain that the deductible amount you accept is an amount which you can reasonable afford to pay out of pocket it the event of an accident.  Most auto loan companies will require proof of collision insurance to protect their interest in the vehicle.

Classic Auto Insurance – Since classic autos often are purchased for well over the original cost of the auto when it was bought new many years ago.  The value of classic autos is usually included as a “stated value” policy requiring a classic auto appraiser to determine the actual worth of the classic auto in the condition that the classic car is in at the time of insuring the vehicle.  Improvement to the auto, such as restoration which can significantly change the value of the classic car should be addressed and insurance coverage increased and the value of the vehicle builds either through the restoration process or increases of time since classic cars become rarer over time.  You can extent to be required to provide photographs of the vehicle and an appraisal report on the value of the classic car.  Keeping the photos and added value information current can be crucial in obtaining a fair settlement in the event of fire, theft and damage to the vehicle through other means.

We have insurance underwriters which know the requirements of your state for covering all types of vehicles and can assist you in finding the policy best suited to your particular auto insurance needs.  By obtaining insurance quote online, you will be provided a selection of underwriters and a comparison of the options available form each underwriter until a policy which exactly satisfies your needs is located for your purchase.

Our goal is provide the best insurance covering the most options for our particular car needs at affordable prices.  Upgrading coverage will be recommended if you find that your car value increase.  Request your insurance quotes online and we will work diligently to provide the best, most affordable coverage while meeting your special auto insurance needs. Ask for insurance quotes today at no charge and compare the available options, locating the best, most affordable policy for you.  Our rapid response time will ensure you have a selection of quotes to review very quickly.  We will gladly guide you through the tough task of sorting through the various quotes, providing you comparisons of each insurance option available to you.